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Many employers like you have decided that providing a health insurance benefit to their employees is a sound business decision because evidence shows it reduces employee turnover, increases productivity and allows for favorable tax treatments for the employer and employee.
This information explains the key concepts you need to understand to make an informed decision about health insurance for your company, or, if you are self-employed, for yourself.
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Individuals working in companies with less than 50 employees are twice as likely to be uninsured as individuals working in companies with more than 50 employees. In a summer 2005 Virginia Department of Business Assistance survey, 97% of small employer respondents indicated they would like to provide health insurance to their employees. Many small employers don't have the time or resources to research what kind of plans are available and how much they cost.
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Part
1: Insurance Basics